Richard Rider Rant

Here’s a depressing comparison of California taxes and economic climate with the rest of the states.  The news is breaking bad, and getting worse, so I keep updating this article.

INCOME TAX: California has the 3rd worst state income tax in the nation.  9.55% tax bracket at $46,349.   10.55% at $1,000,000

Richard Rider Rant

  • CEO's are now playing miniature golf.
  •  Even people who have nothing to do with the Obama administration aren't paying their taxes.
  •  Hotwheels and Matchbox stocks are trading higher than GM.
  • Obama met with small businesses to discuss the Stimulus Package: GE, Pfizer and Citigroup.
  • McDonalds is selling the 1/4-ouncer.
  • Parents in Beverly Hills fired their nannies and learned their children's names.
  • A truckload of Americans got caught sneaking into Mexico.
This list is just too funny
This list is awesome. Thanks for the laugh!! Epic lol - Even people who have nothing to do with the Obama administration aren't paying their taxes. Cheers, Chris

The Un-Comfort Zone

I was abruptly awakened and told, "The house is on fire. Go outside!" As I ran out of my bedroom and into the hall my socks slipped on the polished oak floor. A guiding hand helped me keep my footing and a frantic voice urged, "Hurry! Hurry!"

As I got to the door I looked over my shoulder and saw flames leaping out of the heating grate on the floor. The door was thrown open and I was shoved outside into the carport. "Go stand in the driveway and wait for me. And, DO NOT come back inside. Do you hear me? DO NOT come back inside the house!"

Very good point
I totally agree with you that Fear is a powerful motivator. I fear I will not be able to pay for my loan so I have to work very hard everyday. I fear bad food will influence my health so I try to eat...

The Un-Comfort Zone

Do you know what really motivates you?

What motivates you? That's the question I'd like to ask in this inaugural blog entry on motivation. Are you motivated by fame, fortune, or fear? Or is it something deeper that fans the flames inside of you?

Perhaps you are like Jeanne Louise Calment whose burning desire let her do something that no other human being has done before -- feat so spectacular that it generated headlines around the globe, got her a role in a motion picture, and landed her in the Guinness Book of World Records -- a record that has yet to be beaten.

Work.Advisor.com

Whether you're a Boomer employer or a Boomer employee, there's an important trend you should be aware of.

In 2007, leading-edge Boomers turned 62 and reached potential retirement age. By the end of 2008, 17 percent of the Boomers holding executive, administrative, and managerial occupations in the private sector are expected to have left. Where will this brain drain leave U.S. companies?

Instead of these "boomers" holding on to these executive, administrative, and managerial positions why not encourage these boomers train a younger, more skilled, innovative, and ambitious workforce...

Work.Advisor.com

Here's what to consider if you're thinking about a job change late in life.

Q: I've been with the same company for the last 9 years, and I've recently realized I'm ready for a change. The problem is that I'm 56 years old, and intimidated by the prospect of looking for a new job.

New job
I'm thinking about a new job, so this helps. It is a great insight.

Money.Advisor.com

Saving for your child's future ... or yours: Which takes priority?

Q: I am worried about saving money for retirement while planning expenses for my children's college years. Is there a way to do both?

Retirement.Advisor.com

Living longer, healthier lives, Boomers are rejecting their parents' version of retirement -- and changing their future in the process.

ADVISOR INTERVIEW

Does the prospect of retirement bore you? Or, are you trying to figure out the next phase in your career -- or embark on an entirely new career? Or, perhaps you still want or need a regular paycheck. Whatever your situation, as a Boomer, chances are you aren't planning on retiring any time soon. So, what are you doing?

Home.Advisor.com

Here are some tips for remodeling your home for retirement.

A great deal of attention is being paid to the who, how, and when of being a Boomer. Who are Boomers, really? How will we change the concept of aging? When will the average Boomer choose to retire, if ever? But, what about the "where" part of the puzzle?

Home.Advisor.com

If you're thinking a reverse mortgage might be the answer to your retirement quandaries, a new law works in your favor -- while the housing crisis works against you.

The Housing and Economic Recovery Act of 2008 upped the borrowing limits on reverse mortgages, put the brakes on aggresive marketing of reverse mortgages, and limited the fees a financial institution can charge for reverse mortgages.

Money.Advisor.com

Here are some retirement-planning tips for blended families and single women.

Today's retirees are healthier and wealthier than any generation before them, but that presents a unique set of challenges. On top of that, the American family structure is changing -- blended families and single women face their own challenges when planning for retirement.

Money.Advisor.com

Considering a living trust? What about a will? Do you need both?

There are many benefits to having a living trust but, as with any legal document, it requires careful planning. In this article, you'll learn exactly what a living trust is, and explore five basic steps you should consider when establishing your own living trust.

living wills
Can someone tell me in a neat sequence what are the steps to take in creating a living will? Who do I consult (ie., doctor, lawyer?)

Money.Advisor.com

More and more Boomers are choosing to work for themselves instead of someone else.

For Boomers who prefer to do things their own way, the entrepreneurial road is full of ups and downs. Boomers have advantages in savings, business experience, wisdom, and connections made over the years. But, launching a business is always risky, and Boomers have a lot to lose.

Work.Advisor.com

More Boomers plan to work well past "normal" retirement age, a shift that will affect everyone.

Retirement is one of the most significant life transitions, and current Senior "retirees" and the 78 million Baby Boomers just behind them are re-writing the rules. No longer satisfied with just a retirement dinner and commemorative watch, then endless days of golf, or arts and crafts at the local Senior Center, many of us want a lot more out of our "golden years." In fact, many of us aren't planning to retire anytime soon -- if ever.

HomeLiving.Advisor.com

Active adult retirement communities are as varied as the seniors who populate them. Take your time doing your research and you're sure to find one that's a good fit.

As the years roll on, some Boomers will choose to sell their homes for a variety of reasons: to save money, to downsize, to be closer to family. Builders of retirement communities are doing a better and better job of discovering what features make these communities appealing to Boomers.

If you're considering an active adult retirement community, here are 10 steps to starting your research.

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If cats and dogs didn't have fur would we still pet them?

— George Carlin