Financial planning and advice for a new generation.
Those without access to quality financial advice are the ones who need it most.
Americans born after the 1980s have a higher Debt to Income ratio than any other birth group.
Millennials are facing the worst inflation of their lifetimes, record high home prices, and the consequences of a global pandemic.
Of millennials report their finances are a source of anxiety.
Most advisors require $500K or more in investable assets before starting a conversation.
Why? Because they only care about what you can provide to them in terms of commissions and fees.
Traditional financial advisors take 1-2% of your investments as payment each year. The more your investments grow, the more you pay them — even if that growth comes from your savings.
They say the % model ensures advisors will work as hard as possible to grow your money, but we believe good advisors shouldn’t need additional incentive to do their jobs.
Traditional financial planning is too focused on investments and retirement.
Accumulating money for the sake of accumulating money isn’t a great motivator.
Between now and retirement, you’ll face many life-changing decisions that likely involve your finances.
Investing is a tool to reach your goals, but it’s not the only money move you make.
We want to be there for every financial moment regardless of how much money you have in the bank.