Talking about money shouldn’t be taboo.
We believe wealth is a means to an end, not the end itself.
Financial anxiety can — and does — affect us all. Rising costs and changing market conditions cause anxiety for most people, especially parents and partners responsible for their households. Even with a secure income, the decisions around planning for your future can consume your thoughts and cloud your ability to be present, disrupting relationships, work, and rest.
When our advisors talk about practicing financial wellness, we’re talking about a meaningful component of living a healthy life — just like physical wellness or talk therapy. It’s an ongoing practice that requires consistent effort over time, not just in crisis, but the efforts pay off in dividends. Practicing financial wellness is rewarded with a clear mind, and self-assurance that you’re doing the right thing for yourself and your family.
Take more risks
Improving your life always requires some risk taking. We don’t mean jumping out of a plane or putting all your money on black. We’re talking about imagining a potential future for your life, and taking the steps toward it — like switching careers, starting your own business, or moving across the country. An informed practice of financial wellness can help you better understand and evaluate risk, and help you build the safety net that minimizes your risk. Our advisors work to get to know your dreams and concerns, and work to help you navigate the present to achieve your future.
Enhance your life
Financial wellness frees you from the “work till you die” mold. Travel the world. Take up a hobby. Spend more time with your kids. Good financial practices don’t necessarily constrict how you spend your money: They teach you how to save for what really matters most. That’s why we start with your goals, now and for the future, working backward to learn what you’ll need to achieve them. We believe financial wellness opens the door to a fuller, more satisfying life.
People want to connect with people.
Despite all of the problems in the traditional financing advising industry, it still thrives for one reason: people want to connect with people. The internet, while convenient and a bottomless pit of information, can be a dark and lonely place wrought with diverging opinions. It’s hard to find the signal in the noise and know what makes sense for you and your unique financial situation. New age financial planning and advising solutions often miss the mark as they remove people from the process entirely or find every way possible to discourage you from getting on the phone with an actual professional.
At Advisor we understand the necessity, and delight clients feel, in being able to connect with a real human being. An advisor who can empathize with your problems and solution without constraints (no one size fits all treatment). An advisor who remembers your name, your children’s names, and your dog’s name (without you typing them into a form). And an Advisor who can hold you accountable to achieving your wildest dreams (and not just through push notifications).
Financial wellness empowers people to lead fuller, more satisfying lives.
We begin with the goals you want to achieve and work backward to where you are today. Financial plans should be living and adaptive, not etched in stone. We’re there whenever your life or goals change, so we can ensure your plan reflects where you are now, where you want to be, and how to get there.
A detailed understanding of what you earn and spend is critical to covering expenses and achieving your long-term goals. We view budgeting as a necessary exercise in self reflection — not constraint. A budget deepens your understanding of what matters most to you.
Investing is a critical tool for growing your wealth and achieving your long-term goals. Whether you’re new to investing or come with years of experience, we can take custody of your assets or offer guidance on how to manage your assets wherever you keep them.
Equity-based compensation is more and more common among US companies. We’ll help you learn how to value these assets and the tax implications of them.
For many, retirement can feel like an ambiguous dream. We help you clarify that dream into a tangible reality, so you can feel confident saving and investing toward your future.
It’s not what you make, it’s what you keep. Our team of advisors will work to ensure you’re only paying what you need to through a thoughtful asset location strategy. We’ll help you max out your tax-efficient investment accounts and understand the best approach for taxable account management.
We’re building Advisor to offer every kind of service within financial advising. In the future, we plan to add career coaching, tax preparation, wills/estate planning, and more.